The list below will calculate what your total monthly outgoings could be. This will help you to understand whether you can afford the new mortgage deal you've spotted without uncomfortably stretching yourself.
Mortgage payment £
Council tax/service charges/ground rent £
Buildings and contents insurance £
Life policies/health cover/mortgage payment protection £
Pension/endowment £
Savings £
Gas/electricity etc £
Water £
Telephone (land-line and mobile) £
Internet £
Television licence £
Television/video/satellite rental £
Loans/hire purchase/credit and store cards £
Car running costs and travel £
Food and groceries £
Clubs/hobbies/memberships £
School/nursery charges £
Other £
Your net monthly income* £
Total monthly expenditure £ 0.00
Balance - the money you have left £0.00
